/* Hipotecas Medellín A.G. — sistema visual 60/30/10 para Astra/Personalizador */
:root{--navy:#0d233a;--navy-2:#102a43;--ink:#17324d;--muted:#627487;--line:#dbe4ea;--paper:#fff;--soft:#f5f8fa;--green:#00a86b;--green-dark:#008756;--green-soft:#e6f6ef;--amber:#d97706;--amber-soft:#fff4e4;--shadow:0 18px 54px rgba(13,35,58,.1);--radius:22px;--container:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:16px;line-height:1.55;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}.container{width:min(calc(100% - 48px),var(--container));margin-inline:auto}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;z-index:20;left:16px;top:-50px;padding:10px 14px;color:#fff;background:var(--green);border-radius:8px}.skip-link:focus{top:16px}.eyebrow{display:flex;align-items:center;gap:10px;color:var(--green);font-size:.72rem;font-weight:800;letter-spacing:.13em;text-transform:uppercase}.eyebrow-light{color:#8ce5c1}.eyebrow-dot{width:8px;height:8px;border-radius:50%;background:currentColor;box-shadow:0 0 0 5px color-mix(in srgb,currentColor 15%,transparent)}
.site-header{position:sticky;z-index:10;top:0;background:rgba(255,255,255,.93);border-bottom:1px solid rgba(219,228,234,.8);backdrop-filter:blur(16px)}.header-inner{display:flex;align-items:center;justify-content:space-between;min-height:80px}.brand{display:inline-flex;align-items:center;gap:11px;color:var(--navy)}.brand-copy{display:flex;flex-direction:column;line-height:1}.brand-copy strong{font-family:Georgia,"Times New Roman",serif;font-size:1.28rem;letter-spacing:-.04em}.brand-copy small{margin-top:5px;color:var(--muted);font-size:.51rem;font-weight:800;letter-spacing:.2em}.brand-mark{position:relative;display:flex;align-items:flex-end;gap:3px;width:29px;height:29px;padding:4px;border:1.6px solid var(--green);border-radius:7px 7px 10px 10px;overflow:hidden}.brand-mark:before{position:absolute;content:"";left:3px;right:3px;top:3px;height:1.6px;background:var(--green);transform:rotate(-30deg);transform-origin:left}.brand-mark i{display:block;width:4px;border-radius:2px 2px 0 0;background:var(--green)}.brand-mark i:nth-child(1){height:9px}.brand-mark i:nth-child(2){height:15px}.brand-mark i:nth-child(3){height:21px}.main-nav{display:flex;align-items:center;gap:30px;color:#516478;font-size:.87rem;font-weight:700}.main-nav a{transition:color .2s ease}.main-nav a:hover{color:var(--navy)}.main-nav .nav-cta{padding:12px 18px;color:#fff;background:var(--navy);border-radius:99px}.main-nav .nav-cta:hover{color:#fff;background:var(--green)}.menu-toggle{display:none;border:0;background:transparent}.menu-toggle span:not(.sr-only){display:block;width:24px;height:2px;margin:5px;background:var(--navy)}
.hero{position:relative;isolation:isolate;overflow:hidden;padding:82px 0 0;color:#fff;background:var(--navy)}.hero:before{position:absolute;content:"";z-index:-1;inset:0;background:radial-gradient(circle at 8% 20%,rgba(0,168,107,.16),transparent 35%),linear-gradient(115deg,#0d233a 0%,#102a43 57%,#0d233a 100%)}.hero-glow{position:absolute;z-index:-1;border:1px solid rgba(140,229,193,.13);border-radius:50%;transform:rotate(-22deg)}.hero-glow-one{width:680px;height:680px;right:-230px;top:-270px}.hero-glow-two{width:420px;height:420px;right:80px;bottom:-310px}.hero-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:78px;align-items:center}.hero-intro{padding-bottom:30px}.hero h1{max-width:590px;margin:23px 0 20px;font-family:Georgia,"Times New Roman",serif;font-size:clamp(3.35rem,6vw,5.5rem);font-weight:400;letter-spacing:-.075em;line-height:.96}.hero-lede{max-width:490px;margin:0;color:#b9c8d3;font-size:1.12rem;line-height:1.65}.hero-trust{display:flex;align-items:center;gap:12px;margin-top:31px;color:#cbd7df;font-size:.84rem}.trust-icon{display:grid;place-items:center;width:26px;height:26px;color:var(--navy);background:#8ce5c1;border-radius:50%;font-weight:900}.decision-panel{position:relative;padding:29px 29px 23px;background:rgba(255,255,255,.98);border-radius:26px;color:var(--navy);box-shadow:0 25px 90px rgba(0,0,0,.18)}.panel-kicker{color:var(--green);font-size:.7rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase}.decision-panel h2{margin:5px 0 20px;font-family:Georgia,"Times New Roman",serif;font-size:2.1rem;font-weight:400;letter-spacing:-.05em}.decision-options{display:grid;grid-template-columns:1fr 1fr;gap:12px}.decision-card{position:relative;display:flex;min-height:220px;flex-direction:column;padding:20px 19px 18px;border:1px solid var(--line);border-radius:16px;overflow:hidden;transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease}.decision-card:after{position:absolute;content:"";width:100px;height:100px;right:-38px;bottom:-44px;border-radius:50%;background:currentColor;opacity:.05}.decision-card:hover{transform:translateY(-4px);box-shadow:0 14px 28px rgba(13,35,58,.12);border-color:currentColor}.decision-card-green{color:var(--green-dark)}.decision-card-amber{color:var(--amber)}.card-index{font-size:.65rem;font-weight:800;letter-spacing:.15em}.decision-icon{display:block;width:38px;height:38px;margin:18px 0 14px}.decision-icon svg{width:100%;height:100%}.decision-card strong{max-width:170px;color:var(--navy);font-size:.97rem;line-height:1.25}.decision-card small{max-width:170px;margin-top:7px;color:var(--muted);font-size:.72rem;line-height:1.35}.card-arrow{position:absolute;right:18px;bottom:16px;font-size:1.3rem;font-weight:400}.panel-note{display:flex;align-items:center;gap:8px;margin:18px 0 0;color:var(--muted);font-size:.76rem}.panel-note span{color:var(--green);font-size:1.35rem}.hero-bottom{display:flex;justify-content:space-between;padding:26px 0 22px;margin-top:56px;border-top:1px solid rgba(255,255,255,.14);color:#96a9b7;font-size:.72rem;font-weight:800;letter-spacing:.11em;text-transform:uppercase}.hero-bottom span+span:before{content:"";display:inline-block;width:4px;height:4px;margin:0 18px 2px 0;background:#76d9b2;border-radius:50%}
.proof-strip{background:var(--green);color:#fff}.proof-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;min-height:116px;align-items:center}.proof-lead,.proof-item{display:flex;align-items:center;gap:13px}.proof-number{font-family:Georgia,"Times New Roman",serif;font-size:3.3rem;letter-spacing:-.08em;line-height:1}.proof-lead{font-size:.79rem;line-height:1.3}.proof-lead strong{font-weight:800}.proof-item{min-height:52px;padding-left:26px;border-left:1px solid rgba(255,255,255,.25)}.proof-icon{display:grid;place-items:center;width:26px;height:26px;border:1px solid rgba(255,255,255,.65);border-radius:50%;font-size:.76rem}.proof-item strong,.proof-item small{display:block}.proof-item strong{font-size:.83rem}.proof-item small{margin-top:3px;color:#c9f4e2;font-size:.7rem}
.section{padding:112px 0}.section-heading{margin-bottom:48px}.split-heading{display:flex;align-items:end;justify-content:space-between;gap:42px}.section-heading h2,.process-copy h2,.coverage-inner h2{margin:14px 0 0;color:var(--navy);font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.3rem,4.2vw,4.05rem);font-weight:400;letter-spacing:-.07em;line-height:1.02}.split-heading>p{max-width:330px;margin:0 0 5px;color:var(--muted);font-size:.95rem}.solutions-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.service-card{position:relative;padding:34px 34px 31px;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 12px 40px rgba(13,35,58,.045)}.service-card-liquidez{border-top:4px solid var(--green)}.service-card-vivienda{border-top:4px solid var(--amber)}.service-topline{display:flex;align-items:center;justify-content:space-between;margin-bottom:25px}.service-number{font-size:.72rem;font-weight:900;letter-spacing:.15em}.service-tag{padding:7px 10px;color:var(--green-dark);background:var(--green-soft);border-radius:99px;font-size:.66rem;font-weight:800;letter-spacing:.04em;text-transform:uppercase}.service-tag-amber{color:#a85d00;background:var(--amber-soft)}.service-icon{width:50px;height:50px;margin-bottom:20px}.service-icon svg{width:100%;height:100%}.service-icon-green{color:var(--green)}.service-card h2{max-width:450px;margin:0 0 13px;color:var(--navy);font-family:Georgia,"Times New Roman",serif;font-size:2.03rem;font-weight:400;letter-spacing:-.055em;line-height:1.08}.service-intro{min-height:78px;margin:0;color:var(--muted);font-size:.94rem}.requirement-banner{display:flex;gap:12px;align-items:flex-start;padding:16px 17px;margin:20px 0 25px;border:1px solid #b9e8d3;background:var(--green-soft);border-radius:12px;color:var(--ink);font-size:.78rem;line-height:1.45}.requirement-banner-amber{border-color:#f5d49e;background:var(--amber-soft)}.requirement-banner strong{color:var(--navy);font-size:.8rem}.banner-check{display:grid;flex:0 0 auto;place-items:center;width:21px;height:21px;color:#fff;background:var(--green);border-radius:50%;font-size:.68rem;font-weight:900}.requirement-banner-amber .banner-check{background:var(--amber)}.benefit-list{display:grid;gap:0;margin:0 0 27px;padding:0;list-style:none}.benefit-list li{display:flex;gap:13px;padding:11px 0;border-bottom:1px solid #edf1f3}.benefit-list li>span{color:var(--green);font-size:.63rem;font-weight:900;letter-spacing:.08em}.service-card-vivienda .benefit-list li>span{color:var(--amber)}.benefit-list strong,.benefit-list small{display:block}.benefit-list strong{color:var(--navy);font-size:.82rem}.benefit-list small{margin-top:2px;color:var(--muted);font-size:.75rem}.habicredit-seal{display:inline-flex;align-items:center;gap:8px;margin:2px 0 19px;padding:7px 11px 7px 8px;border:1px solid #f3d4a2;background:#fffbf5;border-radius:8px;color:#a85d00}.seal-star{display:grid;place-items:center;width:25px;height:25px;background:var(--amber);color:#fff;border-radius:50%;font-size:.8rem}.habicredit-seal small,.habicredit-seal strong{display:block;line-height:1}.habicredit-seal small{font-size:.47rem;letter-spacing:.1em;font-weight:900}.habicredit-seal strong{margin-top:3px;font-size:.95rem;letter-spacing:-.04em}.button{display:flex;align-items:center;justify-content:space-between;width:100%;padding:15px 17px;border:0;border-radius:10px;color:#fff;cursor:pointer;font-size:.84rem;font-weight:800;transition:transform .2s ease,background .2s ease,box-shadow .2s ease}.button:hover{transform:translateY(-2px);box-shadow:0 12px 22px rgba(13,35,58,.14)}.button-green{background:var(--green)}.button-green:hover{background:var(--green-dark)}.button-amber{background:var(--amber)}.button-amber:hover{background:#b95f00}.button span{font-size:1.15rem;font-weight:400}.micro-note{margin:13px 0 0;color:#8392a0;font-size:.69rem;line-height:1.4}
.section-process{background:var(--soft)}.process-layout{display:grid;grid-template-columns:.82fr 1.18fr;gap:100px;align-items:center}.process-copy>p{max-width:360px;margin:25px 0;color:var(--muted)}.text-link{display:inline-flex;align-items:center;gap:10px;color:var(--green-dark);font-size:.83rem;font-weight:800}.text-link span{font-size:1.1rem}.process-steps{display:grid}.process-step{position:relative;display:grid;grid-template-columns:54px 1fr;gap:21px;padding:0 0 36px}.process-step:last-child{padding-bottom:0}.step-number{display:grid;position:relative;z-index:1;place-items:center;width:52px;height:52px;color:#fff;background:var(--navy);border-radius:50%;font-size:.7rem;font-weight:900}.process-step:nth-child(2) .step-number{background:var(--green)}.process-step:nth-child(3) .step-number{background:var(--amber)}.step-line{position:absolute;left:25px;top:51px;width:1px;height:calc(100% - 29px);background:#cbd9e1}.process-step h3{margin:4px 0 5px;color:var(--navy);font-family:Georgia,"Times New Roman",serif;font-size:1.55rem;font-weight:400;letter-spacing:-.04em}.process-step p{max-width:410px;margin:0;color:var(--muted);font-size:.86rem}.section-testimonial{padding-top:0;background:var(--soft)}.testimonial-card{position:relative;display:grid;grid-template-columns:140px 1fr auto;align-items:center;gap:24px;padding:52px 62px;background:var(--navy);border-radius:var(--radius);overflow:hidden;color:#fff}.testimonial-card:after{position:absolute;content:"";right:-100px;top:-170px;width:440px;height:440px;border:1px solid rgba(140,229,193,.18);border-radius:50%}.quote-mark{position:relative;z-index:1;color:#8ce5c1;font-family:Georgia,"Times New Roman",serif;font-size:7rem;line-height:.5}.testimonial-card blockquote{position:relative;z-index:1;max-width:590px;margin:0;font-family:Georgia,"Times New Roman",serif;font-size:1.65rem;letter-spacing:-.035em;line-height:1.25}.testimonial-meta{display:flex;align-items:center;gap:10px;position:relative;z-index:1;min-width:170px}.avatar{display:grid;place-items:center;width:35px;height:35px;color:var(--navy);background:#d7ede4;border-radius:50%;font-size:.76rem;font-weight:900}.testimonial-meta strong,.testimonial-meta small{display:block}.testimonial-meta strong{font-size:.72rem}.testimonial-meta small{margin-top:3px;color:#a4b7c5;font-size:.63rem}.testimonial-stamp{position:absolute;right:33px;bottom:23px;z-index:1;color:#7290a0;font-size:.52rem;font-weight:900;letter-spacing:.14em}.testimonial-stamp span{color:#8ce5c1;margin:0 4px}
.section-contact{padding:118px 0;color:#fff;background:var(--navy)}.contact-layout{display:grid;grid-template-columns:.75fr 1.25fr;gap:100px;align-items:start}.contact-copy .eyebrow{margin-bottom:23px}.contact-copy h2{margin:0;color:#fff;font-family:Georgia,"Times New Roman",serif;font-size:clamp(2.65rem,4.3vw,4.3rem);font-weight:400;letter-spacing:-.07em;line-height:1}.contact-copy h2 em{color:#8ce5c1;font-style:normal}.contact-copy>p{max-width:390px;margin:25px 0 31px;color:#b9c8d3;font-size:.93rem}.contact-details{display:grid;gap:17px}.contact-details>a,.contact-details>div{display:flex;align-items:center;gap:13px}.detail-icon{display:grid;flex:0 0 auto;place-items:center;width:31px;height:31px;border:1px solid #496176;border-radius:50%;color:#8ce5c1;font-size:.78rem}.contact-details small,.contact-details strong{display:block}.contact-details small{color:#8397a7;font-size:.66rem}.contact-details strong{margin-top:3px;color:#fff;font-size:.78rem}.forms-panel{padding:25px;background:#fff;border-radius:20px;color:var(--navy)}.form-tabs{display:grid;grid-template-columns:1fr 1fr;gap:5px;padding:4px;margin-bottom:20px;background:var(--soft);border-radius:10px}.form-tab{padding:11px 9px;border:0;background:transparent;border-radius:7px;color:var(--muted);cursor:pointer;font-size:.72rem;font-weight:800}.form-tab.is-active{background:#fff;color:var(--navy);box-shadow:0 2px 9px rgba(13,35,58,.08)}.lead-form{display:grid;gap:13px}.lead-form[hidden]{display:none}.form-intro{margin-bottom:3px}.form-intro h3{margin:0;color:var(--navy);font-family:Georgia,"Times New Roman",serif;font-size:1.7rem;font-weight:400;letter-spacing:-.05em}.form-intro p{margin:4px 0 0;color:var(--muted);font-size:.74rem}.lead-form label{display:grid;gap:6px;color:var(--navy);font-size:.68rem;font-weight:800}.lead-form input,.lead-form select,.lead-form textarea{width:100%;padding:11px 12px;border:1px solid #d8e2e8;border-radius:7px;outline:none;color:var(--ink);background:#fff;font-size:.78rem;font-weight:400;transition:border-color .2s,box-shadow .2s}.lead-form textarea{resize:vertical;min-height:75px}.lead-form input:focus,.lead-form select:focus,.lead-form textarea:focus{border-color:var(--green);box-shadow:0 0 0 3px rgba(0,168,107,.12)}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}.form-legal{margin:0;color:#8796a0;font-size:.61rem;line-height:1.4}.coverage-band{padding:58px 0;color:#fff;background:var(--green-dark)}.coverage-inner{display:flex;align-items:center;justify-content:space-between;gap:80px}.coverage-inner h2{color:#fff;font-size:2.55rem}.coverage-inner p{max-width:455px;margin:0;color:#c9f4e2;font-size:.86rem}.site-footer{padding:38px 0 24px;color:#b6c3cd;background:#0a1b2c}.brand-footer{color:#fff}.brand-footer .brand-copy small{color:#95a8b7}.footer-main{display:flex;align-items:center;gap:34px}.footer-main>p{margin:0;color:#91a4b3;font-size:.75rem}.footer-links{display:flex;gap:22px;margin-left:auto;color:#d9e2e8;font-size:.72rem;font-weight:700}.footer-links a:hover{color:#8ce5c1}.footer-bottom{display:flex;justify-content:space-between;gap:20px;padding-top:22px;margin-top:29px;border-top:1px solid rgba(255,255,255,.12);color:#6f8494;font-size:.65rem}.footer-bottom a{color:#9db2c0}.floating-whatsapp{position:fixed;right:22px;bottom:22px;z-index:8;display:flex;align-items:center;gap:8px;padding:9px 13px 9px 9px;color:#fff;background:var(--green);border-radius:99px;box-shadow:0 10px 26px rgba(0,0,0,.2);transition:transform .2s ease}.floating-whatsapp:hover{transform:translateY(-3px)}.floating-whatsapp span{display:grid;place-items:center;width:28px;height:28px;border:1px solid rgba(255,255,255,.7);border-radius:50%;font-size:.57rem;font-weight:900}.floating-whatsapp small{font-size:.72rem;font-weight:800}
@media(max-width:980px){.hero-grid{grid-template-columns:1fr;gap:35px}.hero-intro{padding-bottom:0}.hero h1{max-width:640px}.decision-panel{max-width:680px}.proof-grid{grid-template-columns:1.2fr 1fr 1fr}.proof-item:last-child{display:none}.process-layout,.contact-layout{gap:50px}.testimonial-card{grid-template-columns:80px 1fr}.testimonial-meta{grid-column:2}.testimonial-stamp{display:none}}
@media(max-width:760px){.container{width:min(calc(100% - 36px),var(--container))}.header-inner{min-height:68px}.menu-toggle{display:block}.main-nav{display:none;position:absolute;left:18px;right:18px;top:68px;flex-direction:column;align-items:stretch;gap:0;padding:12px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow)}.main-nav.is-open{display:flex}.main-nav a{padding:13px 12px}.main-nav .nav-cta{margin-top:5px;text-align:center}.hero{padding-top:55px}.hero h1{font-size:3.5rem}.hero-lede{font-size:1rem}.decision-panel{padding:22px 18px}.decision-panel h2{font-size:1.75rem}.decision-options{grid-template-columns:1fr}.decision-card{min-height:175px}.decision-icon{margin-top:14px}.hero-bottom{flex-wrap:wrap;gap:11px;margin-top:40px;padding-bottom:20px}.hero-bottom span+span:before{margin-left:4px}.proof-grid{grid-template-columns:1fr 1fr;gap:22px;padding:22px 0}.proof-lead{grid-column:1/-1}.proof-item{padding-left:0;border-left:0}.proof-item:last-child{display:flex}.section{padding:76px 0}.split-heading{display:block}.split-heading>p{margin-top:22px}.section-heading h2{font-size:2.75rem}.solutions-grid{grid-template-columns:1fr}.service-card{padding:27px 22px}.service-card h2{font-size:1.85rem}.service-intro{min-height:auto}.process-layout,.contact-layout{grid-template-columns:1fr}.process-copy h2{font-size:2.85rem}.testimonial-card{grid-template-columns:1fr;padding:35px 27px}.testimonial-card blockquote{font-size:1.45rem}.quote-mark{font-size:5rem}.testimonial-meta{grid-column:auto}.section-contact{padding:78px 0}.coverage-inner{display:block}.coverage-inner h2{font-size:2.3rem;margin-bottom:18px}.footer-main{align-items:flex-start;flex-direction:column;gap:18px}.footer-links{margin-left:0}.footer-bottom{flex-direction:column;gap:9px}.floating-whatsapp{right:14px;bottom:14px}.desktop-only{display:none}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
